Need Temporary Housing After Home Damage? How Premier Living Suites Can Help During Insurance Repairs

Jana Plaia
Jun 2
2 min read

Few things are more stressful than discovering your home is no longer safe to live in.

Whether it's a fallen tree after a storm, tornado damage, a house fire, water damage from a burst pipe, or extensive repairs following an insurance claim, families are often left asking the same question:

"Where are we supposed to live while our home is being repaired?"

Many homeowners don't realize that temporary housing may be covered by their homeowner's insurance policy, and furnished corporate housing can provide a comfortable alternative to living in a hotel for weeks or even months.

Common Situations That Require Temporary Housing

Homeowners throughout Alabama experience property damage every year due to severe weather and unexpected events.

Some of the most common situations include:

Tornado damage
Hail and wind damage
Fallen trees
House fires
Smoke damage
Water damage and flooding
Mold remediation
Major renovations following insurance claims

In many cases, repairs can take several weeks or months to complete. During that time, families need a safe and comfortable place to stay.

Is Temporary Housing Covered by Insurance?

Many homeowner insurance policies include coverage for Additional Living Expenses (ALE) or Loss of Use coverage.

This coverage may help pay for:

Temporary housing
Furnished accommodations
Utilities
Reasonable living expenses while repairs are being completed

Coverage varies by policy, so homeowners should always speak directly with their insurance adjuster or claims representative to understand what benefits are available.

Why Families Choose Furnished Apartments Instead of Hotels

While hotels may work for a few nights, they often become difficult for longer stays.

Families dealing with insurance repairs frequently need:

More living space
Separate bedrooms
A full kitchen
In-unit laundry
Pet-friendly accommodations
A place that feels more like home

Furnished apartments provide a more comfortable solution, especially when repairs are expected to take several weeks or months.

Working With Insurance Companies

Corporate housing providers regularly assist families who have been displaced by property damage.

In many cases, housing arrangements can be coordinated directly with:

Insurance carriers
Claims adjusters
Temporary housing coordinators
Relocation specialists

This can simplify the process and help families focus on recovery while repairs are underway.

Temporary Housing Throughout the Birmingham Area

For more than 30 years, Premier Living Suites has provided fully furnished apartments throughout the greater Birmingham area for individuals, families, and professionals needing temporary housing.

Our furnished apartments include:

Fully furnished accommodations
Utilities included
High-speed Wi-Fi
Washer and dryer
Flexible lease terms
Pet-friendly options at many locations
Convenient access throughout Birmingham and surrounding communities

Whether you're dealing with storm damage, a fire, water damage, or major home repairs, having comfortable temporary housing can make a difficult situation much easier.